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1)  malicious overdraft
恶意透支
1.
The special behavior of overdrawing is just a breach against loan agreement,but not malicious overdraft of the crimes of fraud on credit card because the owner of the credit card do.
这种特殊的透支行为由于持卡人不具有非法占有银行资金的目的,且贷记卡在借款合同的履行中起到的只是支付工具的作用,只是持卡人对借款合同的一种违约行为,而不属于信用卡诈骗犯罪中"恶意透支"的范畴。
2.
Through analyzing between malicious overdraft and three other kinds behavior of fraud on credit card from criminal subject, criminal object, criminal subjective and liability change, it has drawn the conclusion that malicious overdraft should determine a crime independently.
本文通过比较信用卡恶意透支行为和其他三种信用卡诈骗行为在犯罪客体、犯罪主体、犯罪主观方面以及责任转化等方面的差异,得出恶意透支应当独立定罪的结论,并做出立法设计,同时就恶意透支罪相应的主体范围、非法占有目的和银行催收问题提供了司法操作建议。
2)  overdrawing with evil intention.
恶意透支的。
3)  Swindling of the Malicious Overdrawing Type Credit Card
恶意透支型信用卡诈骗
4)  Malicious Overdraft Crimes of Fraud on Credit Card
恶意透支型信用卡诈骗犯罪
5)  overdraft in good faith
善意透支
6)  malicious [英][mə'lɪʃəs]  [美][mə'lɪʃəs]
恶意
1.
The purpose of the author s writing is how to deepen the theory and bring forth new ideas to the legal system for this special act of tort at an angle of liability for tort, so as to effectively punish and prevent this malicious act of tort, then to the largest degree to save the victims rights, at the same.
而如何从侵权责任的角度对这一特殊侵权行为进行理论深化与制度创新,从而有效地对此种恶意侵权行为进行制裁与预防,最大限度地救济受害人的权利,并同时达到保护环境以实现民法的“生态化”以及促进可持续发展的目的,是本人写作此篇文章的初衷。
2.
China\'s over-insurance system does not distinguish between the causes ofover-insurance and apply different legal effect ,but all according to the provisions ofArticle 40th of "Insurance Act" only the over part invalid, resulting in seriousloopholes in the over-insurance system of China, can not effectively guard againstmalicious behavior of over-insurance and the occurrence of moral hazard.
我国的超额保险制度未区分超额保险产生的原因并适用不同的法律效果,而是一律依《保险法》第四十条第二款的规定仅超过的部分无效,致使我国的超额保险制度存在严重的漏洞,不能有效地防范恶意超额保险行为的发生及道德危险的发生。
补充资料:恶意透支
恶意透支:指持卡人以非法占有为目的,超过规定限额或者规定期限透支,并且经发卡银行催收后仍不归还的行为。
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