Application of meteorological information on property insurance management;

Identification and assessment of fire hazards in property insurance;

Definition of Insurable Interest in Property Insurance——Deficiency and Improvement of Article 12 in Insure Law;

On the relationship between capital structure choice preference and business performance—an empirical analysis on the behaviors of "over-debt" and "financial conservatism" in Chinese listed companies;

Financial conservatism is explained in this paper from the angle of behavioral finance by establishing a model of choosing the optimal capital structure which considers cognitive bias including diminishing sensitivity,loss aversion and financial distress cost(FDC),and deducing the conditions of financial conservatism,based on trade-off theory and prospect theory.

In order to test the relationship between tax preference and financial conservatism,a model is constructed explaining the relationship between tax preference including tax rate preference,tax base preference tax credit,and financial behavior,which considers the product market competition.