The Development Approach and Efficiency Evaluation of Rural Micro-Finance Products;

Rural Microfinance: International Comparison and China s Practice;

As a form of financial innovation, rural microfinance provides a new line of thought to solute the above mentioned problems.

Micro-credit is credit mechanisms and financial products that developed from the helping the poor micro-credit system and mixed upon the financial needs of the low and middle income groups, the goal clients of rural micro-credit are farmers and rural micro and small enterprises.

In order to develop the rural economy and build a new socialist countryside,a policy is adopted of implementing rural micro-credit in China to help provide funding for the development of rural areas.