Innovation Strategy of Financial Intermediary Base on the Mechanism of Financial Disintermediation;

With the development of "financial disintermediation",the foundation and the enviorment that commercial banks relies on for existence have changed a lot,the stock marketis to be the center of resources management,wealth management and risk control.

Against the backdrop of capital constraint,financial disintermediation and rate marketization,these banks find it hard to stick to their traditional developing model.

With the all-round economy reform and the all-round opening to the finance industry,China s commercial banks are experiencing great change operational environment,finance disintermediation trend is appearing gradually.

Financial Disinter-mediation and Commercial Bank Operation Model Reform;

In Recent years,disintermediation appears in our country gradually and affect the profit-making mode of traditional banks.

The meaning of disintermediation is that lenders dealing with borrowers directly rather than using a bank s balance sheet.

The media integration of publishing as an inevitable trend of contemporary print media development, it has become a hot issue of the academic field and the industry field.

First point out the relationship between cultural productivity and cultural industry, then discuss the new ways of development under media integration condition, at last give some advice of developing cultural productivity.