1) difference between household savings deposits and loans
存贷款差
3) accumulate loan
存量贷款
1.
A decision portfolio optimization model with accumulate loan is to consider the relationship between the accumulate loans and incremental loans,which controls all risk for the commercial bank\'s loans portfolio.
带有存量的贷款组合优化决策模型是在模型中考虑存量贷款和增量贷款的关系,控制了银行全部贷款的组合风险。
4) lending discrimination
差别贷款
1.
This paper examines whether there is bank-lending discrimination among firms with different nature when they obtain long-term loans from state-owned banks in China,and whether the discrimination would change in different institutional environment.
本文具体考察了我国国有银行在对不同性质的公司发放长期贷款时是否存在着差别贷款,以及在不同的制度环境下,国有银行在发放长期贷款时的差别贷款行为是否有所不同。
5) ideposit-loan interest balance
存贷离差
6) rate difference
存贷利差
1.
The traditional activities rate difference of the commercial bank is keeping growing small in the condition that the financial innovations are occurring one after another.
特别是我国已加入WTO,外资银行的进入将会进一步激化我国商业银行的竞争,商行的存贷利差缩小是一种必然趋势。
补充资料：城市信用社存贷款业务稽核
城市信用社存贷款业务稽核
【城市信用杜存贷款业务枪核】对城市信用社吸收存款的资金渠道和发放贷款的资金运用合规性监督检查。 稽核的具体内容:①检查其资金来源是否按规定的服务对象组织存款，调节客户需要。②检查贷款去向是否按规定的存贷比例和规定的范围发放贷款，贯彻以存定贷、资金自求平衡原则，有无不顾自身承受能力，扩大业务范围的现象。应注意检查发放用于固定资产贷款项目是否纳人国家固定资产规模以内;城市信用社的同业拆借，或向人民银行申请的贷款，是否真正用于弥补临时性资金周转不足。
说明：补充资料仅用于学习参考，请勿用于其它任何用途。
参考词条