Some conceptions of including natural risk,technological risk,service risk,marketing risk,managerial risk in plant protection was presented.

The administrative system of meteorological disasters & insurance risk in Liaoning province based on GIS;

Some precise estimates were made of two kinds of ruin probabilities of finite time with heavy- tailed insurance risk and financial risk.

With the development of finance market ,the requirement of the government regulation and insurance company risk management, so this paper research on the feasibility of securitization of insurance risks in China, potential issues and solution are considered.